Move Protect Basic
MOVE Co., Ltd., with Mitsui Sumitomo Insurance Co., Ltd. as the underwriting insurance company, will provide "MOVE Protect Basic" (dedicated coverage for MOVE products (injury while riding a bicycle, compensation for daily life, and theft coverage)) free of charge for one year. This will eliminate the worries about theft due to the high price of the product and the anxiety of accidents while riding a bicycle, allowing you to use it with peace of mind. Details of the insurance are as follows.
*Applies to products (MOVE X, MOVE XS, MOVE S, CAVET) delivered after October 1, 2023.
*Second owners (purchased through flea market sites, etc.) are not covered by the insurance.
Bicycle injuries and daily life compensation
Insured:
Those who have purchased products sold by MOVE Corporation (MOVE X, MOVE XS, MOVE S, CAVET)
Coverage period:
One year from the date of delivery of the product (MOVE X, MOVE XS, MOVE S, CAVET) purchased by the customer by MOVE Co., Ltd.
Compensation items:
Accidental death/disability insurance amount: 100,000 yen Daily life compensation insurance amount: 100 million yen
Coverage:
[Injury, death, or permanent disability]
If you die or suffer a permanent disability within 180 days from the date of the accident due to an injury sustained during the insurance period, including the date of the accident, we will pay the injury death/permanent disability insurance amount.
[Daily Life Compensation]
1. When you are held legally liable for damages due to an accident such as the following a. or b. during the insurance period, causing harm to the life or body of another person or damaging another person's property.
2. In the event that an insured person is held legally liable for damages in Japan during the insurance period due to an accidental accident such as the following A. or B., in which the insured person accidentally steps onto the tracks, causing a train or other vehicle (*1) to be unable to operate (*2) A. An accidental accident resulting from the ownership, use or management of a residence (*3) used for the insured person's residence B. An accidental accident resulting from the insured person's daily life (*1) This refers to land-based vehicles that run on tracks, such as trains, diesel railcars, and monorails.
(*2) This refers to a situation in which normal operation is not possible. However, this also refers to a situation in which operation is accompanied by physical danger.
(*3) Includes movable and immovable property on the premises.
(Note) The scope of insured persons is the person himself/herself, spouse, relatives living together, and unmarried children living separately. If any of these persons are not capable of bearing responsibility, the insured persons are the parent, legal supervisor, and person who supervises the person not capable of bearing responsibility on behalf of the supervisor (limited to the person's blood relatives within the sixth degree of kinship, spouse, and relatives by marriage within the third degree of kinship). "Relatives living together" refers to the person's or their spouse's blood relatives within the sixth degree of kinship and relatives by marriage within the third degree of kinship who live with the person himself/herself or his/her spouse. "Unmarried children living separately" refers to the person himself/herself or their spouse's unmarried children who live separately from the person himself/herself or his/her spouse.
Main reasons why you may not be able to make a payment:
[Injury death/permanent disability insurance]
●Injuries caused by the intention or gross negligence of the policyholder, the insured, or the person entitled to receive the insurance payment ●Injuries caused by acts of combat, suicide, or criminal acts ●Injuries caused by war, other unrest, or riots (Injuries caused by acts of terrorism are covered by insurance payments pursuant to the amended special clause regarding the conditional exemption from liability for war risks, etc.)
●Injuries caused by earthquakes or volcanic eruptions, or tsunamis resulting from these ●Injuries caused by radioactive or explosive materials such as nuclear fuel materials ●Injuries caused by complaints of cervical syndrome, back pain, or other symptoms, regardless of the cause, but with no medical objective findings to support these ●Injuries sustained while participating in bicycle races, etc.
[Daily Life Compensation]
Liability for damages caused intentionally by the policyholder, the insured, or their legal representatives Liability for damages caused directly by the insured's performance of his/her duties (professional liability for damages)
●Liability for damages caused by breaking property borrowed or entrusted to the insured by others●Liability for damages to relatives* living with the insured●Liability for damages caused by physical injury suffered by the insured's employee (excluding domestic servants) while performing their duties●Aggravated liability for damages due to an agreement regarding damages with a third party●Liability for damages caused by insanity●Liability for damages caused by assault or battery by the insured or at the insured's instruction●Liability for damages caused by the ownership, use or management of automobiles and other vehicles (excluding golf carts on golf course grounds), ships, aircraft, firearms, movable or immovable property used for business purposes●Damage caused by war, other disturbances, or riots●Damage caused by earthquakes or volcanic eruptions, or tsunamis caused by these●Damage caused by radioactive or explosive properties of nuclear fuel materials, etc.
Theft Coverage
Insured:
Those who have purchased products sold by MOVE Corporation (MOVE X, MOVE XS, MOVE S, CAVET)
Coverage period:
One year from the date of delivery of the product (MOVE X, MOVE XS, MOVE S, CAVET) purchased by the customer by MOVE Co., Ltd.
Coverage:
We will pay damage insurance for damage caused to the insured product (MOVE X, MOVE XS, MOVE S, CAVET) due to theft. The insurance payment will be 60% of the amount of the damage. However, this is limited to one accident per insured item.
(Note) "Theft" refers to the taking of goods resulting from larceny or robbery, in which the purchaser has filed a theft report with the police and been issued a theft report receipt number.
Main reasons why you may not be able to make a payment:
● Damage caused by an accident where the theft cannot be reported to the police station● Damage caused by an accident where the theft is not accepted by the police station● Damage when the insured item is discovered within 14 days from the date of the theft report● Damage caused to the insured item that cannot be identified by the anti-theft registration number, etc.● Damage caused by theft when the insured item is not properly locked● Damage caused only to the insured item's components such as the saddle, wheels, and battery, optional parts, and other accessories. However, this does not apply if the item is stolen along with the vehicle itself.
●Loss due to theft committed or participated in by a relative, employee or cohabitant of the policyholder, insured or seller of the insured item, or by a guardian of the insured item or its place of detention●Loss due to theft during war, foreign armed force, revolution, seizure of power, civil war, armed rebellion, or other similar incident or riot●Loss due to theft during acts of violence or vandalism accompanying labor disputes between the policyholder, insured, persons affiliated with the insured item, and sellers of the insured item●Loss due to theft during earthquakes (Note 2), volcanic eruptions, wind damage (Note 3), flood damage (Note 4), snow damage (Note 5), and other natural disasters●Loss due to theft during fire, explosion or radioactive contamination●Loss due to fire or explosion caused by theft or robbery●Loss due to a shortage in quantities discovered during inventory●Loss due to theft that was not detected within 14 days after it occurred
*The official name of the bicycle injury and daily life compensation is "Group Comprehensive Life Insurance (MS&AD Type)."
*The official name of theft coverage is "comprehensive movable property insurance."
*Applies to products (MOVE X, MOVE XS, MOVE S, CAVET) delivered after October 1, 2023.
*Second owners (purchased through flea market sites, etc.) are not covered by the insurance.